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Male drivers 'paying more' on car insurance

A study of driving offence convictions among men and women has revealed that men account for 80 per cent of drink and drug-related offence statistics while women are more likely to flout traffic direction and sign rules.

The study from website Insurancewide discovered that a male-female framework was a useful tool for analysing driving behaviour.

But the newly tightened rules on talking on mobile phones while driving could affect the motor insurance premiums of both men and women, if they are convicted of mobile phone use at the wheel.

"While we can't predict whether men or women will be the greater culprits of mobile phone/driving offences over time, what we do know is that all types of driving offences have huge implications for motor insurance premiums," said James Harrison, chief executive of Insurancewide.

While mobile phone offences do not currently impact on insurance premiums, Insurancewide predicts that these offences will add £150 to premiums in future.

Under new regulations, a conviction for driving while talking on a mobile phone will result in three points on a driver's licence as well as a £60 fine.

27/02/2007 16:52:16

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