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Home security measures 'can reduce premiums'

Examples of home security such as improved locks and intruder alarms can help householders to significantly lower their insurance premiums, an industry expert has stated.

According to the British Insurance Brokers Association's Graeme Trudgill, many homeowners will qualify for discounts on their home contents policies if they have certain security features installed at their home.

The organisation's technical services manager advised policy holders to check with their insurance provider over which items would allow them to obtain a discount, as well as recommending that people have devices such as alarms fitted professionally - something which many insurers will stipulate.

Mr Trudgill said: "There's no point in buying a great system then trying to [install] it yourself and it not working properly.

"It needs to be installed and maintained, normally, by a qualified alarm fitter."

The National Security Inspectorate has stated that 20 per cent of domestic burglaries in the UK are committed without the use of force, due to unsecured doors or windows.

A personal loan can help people to manage insurance costs.

See how much you could save with a home loan from Lombard Direct.

19/09/2007 17:04:45

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