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Latest News
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January 'most popular month for loans'
Research carried out by the Halifax has found January is the most popular month for people to take out a debt consolidating unsecured personal loan.
It discovered that men are more likely to take a loan than women regardless of the time of year and people aged between 20 and 29-years-old were more likely to take out a debt consolidation loan than the over-30 age group.
Halifax advises consumers that the best place to find out about personal debt consolidation loans is on the internet where people can compare costs easily.
Neil Chandler, head of unsecured personal loans at Halifax, commented: "Using an unsecured personal loan for debt consolidation means you have just one fixed monthly payment for all your debts making it easier for people to manage their finances."
According to the Guardian, there has been a 68 per cent decline in the amount of loans being offered by mortgage lenders in the last 12 months.
It reports that building societies are now lending to only one in ten people, compared to the five out of ten of this time last year.
See how much you could save with a debt consolidation loan from Lombard Direct
© Adfero Ltd
15/05/2008 15:52:12
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